Ultra-light core banking as PaaS.
tezfin is a CypherBound Systems product for microfinance organizations in Uzbekistan and Central Asia. We launch MFOs in 8 weeks — from application to first disbursement in production.
Bank-grade compliance no longer requires bank-grade infrastructure.
Decades ago, launching an MFO meant your own data center, a team of 40 developers, and 18 months of integrations. Today — all you need is tezfin.
We built a core banking platform that deploys in 8 weeks and is immediately compliant with the requirements of the Central Bank of Uzbekistan, the Shariah Board, and regulatory APIs.
Operating within the legal framework of Uzbekistan.
MFO activity is governed by Law of the Republic of Uzbekistan No. ZRU-765 "On Microfinance Organizations". Taking deposits is prohibited without a separate microfinance bank licence (PP-364). All Islamic products are certified by the Shariah Board (AAOIFI). KYC tier ≥ 2 via cadastre integration; AML/CFT — via MAP (Uzbekistan).
8 weeks to your first disbursement in production.
Apply as an MFO or as a merchant partner. The tezfin team will reach out within 1 business day.